Fintech is growing fast but building a secure, compliant, and scalble fintech product is harder than ever. Whether you’re developing an e-wallet, a lending platform, an investment app, or embedded finance features, the success of your product depends heavily on choosing the right development partner.
The challenge? The are hundreds of software development companies claiming Fintech expertise, yet only a small percentage truly understand financial regulations, security standards, data privacy, and domain-specific workflows.
To help you make a confident and informed decision, we analyzed 100+ global vendors and shortlisted the Top 10 fintech software development companies in 2026, based on:
- Fintech-specific experience & case studies
- Compliance readiness: PCI-DSS, SOC2, GDPR, AML/KYC
- Security-first engineering practices
- Client reviews & delivery reliability
This curated list gives you a clear, practical starting point to evaluate vendors, compare strengths, and find the partner that fits your product vision and budget.
Let’s explore the top companies leading fintech innovation in 2026.
Top 10 Fintech software development companies in 2025
Here are our picks for the 10 best Fintech development companies to hire in 2025. Let’s begin with a quick overview!
| Company name | Team size | Hourly rate | Focus/Scale | Key fintech expertise |
|---|---|---|---|---|
| Synodus | 250+ | $16-30/h | SME/Startup | E-wallet, lending, neobank, blockchain fintech |
| Armada Labs | 100+ | $35-50/h | Startup/Mid-size | Mobile banking, digital wallets, trading platforms |
| Hexaview Technologies | 150+ | $30-50/h | Mid-size/Enterprise | Lending, payments, blockchain fintech |
| Empat | 80+ | $30-45/h | Startup/Mid-size | Digital banking, payments, neobank modules |
| Vention | 60+ | $30-45/h | SME/Mid-size | Fintech modules, digital transformation, payments |
| Solulab | 120+ | $50-80/h | Enterprise/ US & UAE focus | Blockchain-based fintech, trading, crypto apps |
| ScienceSoft | 400+ | $60-100/h | Enterprise/Global | Fintech consulting, enterprise banking, insurance tech |
| Praxent | 150+ | $50-80/h | Mid-size/US focus | UX/UI-heavy fintech apps, digital banking |
| Itexus | 250+ | $50-90/h | Enterprise/US & EU | Fintech & AI-driven financial solutions |
| Radixweb | 300+ | $40-60/h | Mid-size/Global | Outsourced fintech projects, payments, lending platforms |
1. Synodus
Synodus empowers fintech startups and financial institutions worldwide to build secure, scalable, and future-ready financial platforms, leveraging both traditional banking technologies and blockchain innovations. Operating across North America, Europe, and APAC, Synodus brings deep domain expertise and hands-on execution to every engagement, with 100+ completed projects.
Key fintech services
- Digital Payments & E-Wallets: Custodial/non-custodial wallets, P2P transfers, multi-currency support
- Digital Banking & Core Banking: eKYC, credit management, seamless transactions
- Blockchain & DeFi: Smart contracts, staking, P2P lending
- Financial Data & AI Analytics: Credit scoring, risk prediction, personalized insights
- Fintech Ecosystem Expansion: Open banking APIs, third-party integrations
Why choose Synodus
- Agile & Startup-Friendly: Fast MVP development, flexible engagement
- Blockchain-Ready Solutions: Expertise in blockchain-enabled fintech platforms
- Compliance & Security: PCI DSS, ISO 27001, GDPR, PSD2, AML/KYC, eKYC
- Scalable & Integrable: Solutions grow with your business, integrate seamlessly
- Proven Track Record: 100+ successful fintech projects delivered worldwide
Synodus partnered with an e‑wallet startup to build a microservices-based digital wallet platform using NodeJS, NestJS, PostgreSQL, Redis, Golang, and Vault. The wallet supports custodial and non-custodial types, peer-to-peer global transfers, and multi-type wallet operations. Multi-layer security (2FA + Vault encryption) ensures speed and safety. Within a few months, the platform scaled to 3 million users, becoming a reliable, high-performance payment solution.
2. Radixweb
Radix is a prominent provider of white-labeled Fintech solutions, with over 24 years of experience and more than 350 fintech projects completed. Serving SMEs and enterprise clients worldwide, Radixweb focuses on custom digital financial applications that accelerate market entry while ensuring compliance with industry standards.
Fintech focus areas:
- E-wallets & mobile banking apps
- Neobanks & payment platforms
- Crowdfunding solutions & FinOps services
- Insurance and digital banking applications
Why choose Radixweb
- Extensive experience with white-labeled fintech solutions
- Strong security & compliance practices (PCI-DSS, GDPR, AML/KYC)
- Diverse fintech portfolio from startups to enterprise projects
- Innovative tech adoption: Blockchain, AI/ML, IoT, Cloud Services
Radixweb developed a multi-currency digital wallet for a fintech startup with over 300,000 users, integrating real-time fraud monitoring to enhance security. They also built a crowdfunding platform for an SME, reducing transaction processing time by 40% and modernized a legacy banking system for a mid-size financial institution, achieving 99,9% system uptime while maintaining PCI-DSS and GDPR compliance.
3. Hexaview Technologies
Hexaview Technologies is a fintech software development company with over a decade of experience delivering large-scale financial solutions for enterprises across the US, Europe, and APAC. The team is known for handling complex financial data systems and building highly secure, enterprise-grade applications.
Key fintech services:
- Wealth management platforms
- Portfolio management & reporting automation
- Robo-advisory development
- Custom financial dashboards & analytics
- Data engineering & API integrations
Why choose Hexaview
- Strong expertise in enterprise-level architecture, ideal for complex, data-heavy projects
- Deep specialization in WealthTech and InvestmentTech
- Skilled tech stack including .NET, Java, React, Python, and major cloud platforms
- Strict processes and security compliance aligned with ISO standards
Hexaview supported a US-based financial advisory firm by automating its portfolio reporting system, cutting processing time by 70% and improving accuracy. They also enhanced a wealth management platform for an RIA, boosting performance by 30% and enabling smoother client onboarding.
4. Empat
Empat delivers cutting-edge fintech solutions, helping startups and mid-size enterprises build digital banking, payment, and neobank platforms with a focus on security, scalability, and user experience. Operating across Europe and North America, the company is recognized for creating reliable financial applications that meet industry standards.
Key fintech services
- Neobank development
- Digital wallets & payment apps
- Lending & credit management platforms
- Mobile banking apps
- Fintech consulting & product strategy
Why choose Empat
- Expertise in end-to-end fintech product development from concept to launch
- Strong emphasis on UI/UX design and customer experience
- Experienced in compliance and security standards (PCI-DSS, GDPR, KYC/AML)
- Agile development process with transparent communication
Empat developed a neobank platform for a European startup, enabling rapid account onboarding and seamless digital payments. The platform handled 100,000+ users within the first 6 months while maintaining full compliance with GDPR and PCI-DSS. They also built a lending management system that automated loan approvals, cutting processing time by 50%.
5. Vention
Vention specializes in building innovative fintech solutions for startups and established financial institutions. Known for its focus on custom digital payment platforms, trading systems, and mobile banking apps, Vention helps clients deliver secure, scalable, and user-friendly financial applications across multiple regions.
Key fintech services
- Payment platforms & digital wallets
- Trading & investment platforms
- Mobile banking & neobank development
- Lending and credit management systems
- Fintech consulting & technical advisory
Why choose Vention
- Proven expertise in end-to-end fintech development, from concept to deployment
- Strong focus on security, compliance, and data protection (PCI-DSS, GDPR, KYC/AML)
- Skilled in modern tech stack including Java, React, Python, and cloud solutions
- Agile workflow with transparent communication and fast delivery cycles
Vention developed a digital payment platform for a European fintech startup, enabling real-time transactions and seamless integration with third-party services. The platform processed over 200,000 transactions per month with full compliance to PCI-DSS and GDPR standards. In another project, they built a mobile banking solution that enhanced user engagement and reduced transaction errors by 35%.
6. ScienceSoft
ScienceSoft is a global IT and fintech software development company, delivering custom financial solutions for enterprises, banks, and fintech startups. They specialize in creating secure, scalable, and compliant applications across various domains, including banking, payments, and investment platforms.
Key fintech services
- Digital banking & neobank development
- Payment processing platforms & digital wallets
- Lending, credit management & loan automation systems
- Investment & trading platforms
- Fintech consulting, product strategy & system modernization
Why choose ScienceSoft
- Extensive experience in enterprise fintech projects, handling complex financial ecosystems
- Strong adherence to security and regulatory standards such as PCI-DSS, GDPR, and KYC/AML
- Expertise in modern technologies: Java, .NET, Python, React, and cloud-based solutions
- Agile development methodology with transparent reporting and client collaboration
A European bank struggled with slow multi-currency transaction processing. ScienceSoft redesigned their digital banking system, resulting in a 40% faster transaction speed while maintaining full compliance with PCI-DSS and GDPR. In another engagement, they automated the loan approval workflow for a financial institution, cutting manual processing time by half and improving overall operational efficiency.
7 Armada Labs
Armada Labs is a fintech software development company focused on delivering custom digital banking, payment, and investment solutions. They serve startups and mid-size enterprises across North America and Europe, emphasizing secure, scalable, and user-friendly applications.
Key fintech services
- Digital banking & neobank development
- Payment platforms & digital wallets
- Investment & trading applications
- Lending and credit management systems
- Fintech consulting & product strategy
Why choose Armada Labs
- Expertise in building secure, high-performance fintech systems
- Strong focus on user experience and intuitive interfaces
- Experienced in compliance standards (PCI-DSS, GDPR, KYC/AML)
- Agile methodology ensuring fast delivery and transparent communication
A North American fintech startup faced frequent transaction errors and slow processing on their mobile banking app. Armada Labs redesigned the system architecture, resulting in a 35% reduction in errors and a smoother user experience. Additionally, they implemented a real-time payment processing module for a European client, enabling instant transactions while fully complying with PCI-DSS standards.
8. Praxent
Praxent partners with startups and established financial institutions to deliver custom fintech solutions that are secure, scalable, and user-friendly. The company focuses on digital banking, wealth management, and financial applications, helping clients accelerate time-to-market while ensuring compliance and operational efficiency.
Key fintech services
- Digital banking & mobile apps
- Wealth management platforms
- Payment processing & digital wallets
- Lending and credit management systems
- Fintech consulting & product strategy
Why choose Praxent
- Deep expertise in custom fintech development for both startups and enterprise clients
- Emphasis on security, compliance, and operational efficiency
- Skilled in modern technologies: Java, .NET, React, Python, and cloud solutions
- Agile development methodology with transparent communication
A US-based wealth management firm modernized its portfolio management platform with Praxent’s support, achieving 40% faster data processing and more accurate reporting. In another engagement, Praxent developed a digital banking solution for a fintech startup, enabling rapid account onboarding and smooth integration with third-party payment systems.
9. Solulab
SoluLab delivers innovative fintech solutions, helping startups and enterprises build digital banking, blockchain, and payment platforms. With a strong focus on security, scalability, and user experience, Solulab has successfully launched numerous fintech products across North America, Europe, and APAC.
Key fintech services
- Blockchain-based fintech solutions
- Digital banking & mobile apps
- Payment platforms & wallets
- Lending and credit management systems
- Fintech consulting and product strategy
Why choose Solulab
- Expertise in emerging technologies like blockchain and AI for fintech
- Proven track record in end-to-end product development
- Strong focus on regulatory compliance (PCI-DSS, GDPR, KYC/AML)
- Agile development methodology with transparent communication
A fintech startup struggled with secure payment processing and cross-border transactions. Solulab implemented a blockchain-powered payment platform, enabling instant, secure transactions and full compliance with international standards. In another project, they developed a digital banking app that improved customer onboarding speed by 50% and enhanced overall user engagement.
10. Itexus
Itexus helps startups and enterprises build digital banking, investment, and payment solutions. Known for delivering secure, scalable, and innovative applications, Itexus focuses on creating cutting-edge financial products tailored to each business’s needs.
Key fintech services
- Digital banking & neobank platforms
- Investment & trading applications
- Payment platforms & digital wallets
- Lending and credit management systems
- Fintech consulting & product strategy
Why choose Itexus
- Expertise in end-to-end fintech product development
- Strong focus on security, compliance, and operational efficiency (PCI-DSS, GDPR, KYC/AML)
- Skilled in modern technologies: Java, Python, .NET, React, and cloud solutions
- Agile methodology ensuring transparent communication and timely delivery
A European startup wanted to launch a mobile banking platform quickly. Itexus designed and implemented a fully functional digital banking app, enabling fast account onboarding and secure transactions. In another project, they developed an investment management platform that automated portfolio tracking and improved reporting accuracy by 35%, helping the client scale operations efficiently.
Why company outsource fintech development
Outsourcing fintech development allows companies to access specialized expertise, reduce costs, and accelerate time-to-market. Building a fintech product in-house often requires a large team with diverse skills – blockchain, AI, mobile development, and security compliance – which can be expensive and time-consuming. Partnering with an experienced fintech vendor offers several advantages:
- Access to specialized talent: Gain fintech and blockchain expertise without hiring a full in-house team.
- Cost efficiency: Pay for project-based work rather than maintaining a large permanent team.
- Faster time-to-market: Vendors with ready frameworks and prior experience can accelerate development.
- Focus on core business: Internal teams can concentrate on strategy, customer experience, and operations.
- Scalability & flexibility: Scale resources up or down depending on project needs.
- Risk mitigation: Experienced vendors ensure compliance with financial regulations and implement best security practices.
Pro tip: Outsourcing is particularly effective for startups and SMEs aiming to launch fintech solutions quickly while maintaining high standards for security, compliance, and scalability.
Wrapping up
Choosing the right fintech development partner is a critical decision that can make or break your project. Whether you are a startup looking to launch a digital wallet, a neobank, or a payment platform, outsourcing to experienced vendors can help you access specialized skills, accelerate development, and ensure compliance with financial regulations.
The top 10 fintech software companies listed above represent a mix of global expertise, proven track records, and innovative solutions designed to meet diverse business needs. By evaluating factors such as team size, technical expertise, pricing, scalability, and past project success, you can select a partner that aligns with your goals and budget.
FAQs
The cost typically ranges from $30,000 to $200,000 depending on the solution’s complexity. It also varies based on team size, technology stack, and whether the product is custom-built or white-label. Outsourcing to cost-effective regions can further reduce expenses.
North America & Europe offer high-quality talent and compliance but higher rates. APAC (India, Vietnam) provides cost-efficient expertise and a growing fintech workforce. Consider time zones, communication, and regulatory knowledge when choosing.
MVPs usually take 2-4 months, while full-featured platforms may require 6-12 months. Vendors with prior fintech experience can speed up development using ready frameworks and best practices.
Key factors include portfolio, team size, tech stack, compliance knowledge, cost, and support. Ensure the vendor can scale with your project and integrate with existing systems.
Yes, experienced vendors ensure compliance with PCI DSS, GDPR, PSD2, AML/KYC, and implement multi-layer security and fraud protection. This helps safeguard sensitive financial data and maintain user trust.
